Certificates of Deposit (CDs)

The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of interest paid on an account, based on the interest rate and the frequency of compounding for a 365-day period.  The APY assumes that the principal and all interest remain in the account for 365 days. Fees could reduce earnings on the account.   For current rate information please call the location nearest you:

• Minimum Deposit $2500
• Early Withdrawal Penalty 1 month (30 days) loss of interest
• Automatically Renewable

182 Day

• Minimum Deposit $2500
• Early Withdrawal Penalty 3 months (91 days) loss of interest
• Automatically Renewable

 12 Month

• Minimum Deposit $500
• Early Withdrawal Penalty 6 months (182 days) loss of interest
• Automatically Renewable

• Minimum Deposit $500
• Early Withdrawal Penalty 6 months (182 days) loss of interest
• Automatically Renewable

23 Month

• Minimum Deposit $1000
• Early Withdrawal Penalty 6 months (182 days) loss of interest
• Automatically Renewable

Tired of watching for the best interest rates? The interest rate on this variable rate CD is based on an index and is tied to The New York Prime Rate so if prime rate goes up - the interest rate on this CD goes up. If prime rate goes down - the interest rate on this CD goes down.

• Minimum Deposit $5000
• Early Withdrawal Penalty 6 months (182 days) loss of interest
• Automatically Renewable

• You may bump the interest rate one (1) time to the current interest rate in effect for the same term as the original certificate
• Minimum Deposit $1000
• Early Withdrawal Penalty 6 months (182 days) loss of interest
• Automatically Renewable

36 or 48 or 60 Month CD - Bump Option

Choose your term: 36 or 48 or 60 Month

• You may bump the interest rate one (1) time to the current interest rate in effect for the same term as the original certificate.
• Minimum Deposit $1000
• Early Withdrawal Penalty 6 months (182 days) loss of interest
• Automatically Renewable