Certificates of Deposit (CDs)

The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of interest paid on an account, based on the interest rate and the frequency of compounding for a 365-day period.  The APY assumes that the principal and all interest remain in the account for 365 days. Fees could reduce earnings on the account.   For current rate information please call the location nearest you:

McConnelsville        740-962-3911 or 800-441-3811
Athens                     740-594-1863 
Chesterhill               740-554-5281
Glouster                   740-767-3770
Junction City           740-987-3051
Nelsonville              740-753-1941
Stockport                740-559-2191
  
 91 Day
  • Minimum Deposit $2500
  • Early Withdrawal Penalty 1 month (30 days) loss of interest
  • Automatically Renewable

182 Day

  • Minimum Deposit $2500
  • Early Withdrawal Penalty 3 months (91 days) loss of interest
  • Automatically Renewable

 12 Month

  • Minimum Deposit $500
  • Early Withdrawal Penalty 6 months (182 days) loss of interest
  • Automatically Renewable
18 Month
  • Minimum Deposit $500
  • Early Withdrawal Penalty 6 months (182 days) loss of interest
  • Automatically Renewable

23 Month

  • Minimum Deposit $1000
  • Early Withdrawal Penalty 6 months (182 days) loss of interest
  • Automatically Renewable

 30 Month - Bump Option

  • You may bump the interest rate one (1) time to the current interest rate in effect for the same term as the original certificate
  • Minimum Deposit $1000
  • Early Withdrawal Penalty 6 months (182 days) loss of interest
  • Automatically Renewable

36 or 48 or 60 Month CD - Bump Option

Choose your term: 36 or 48 or 60 Month

  • You may bump the interest rate one (1) time to the current interest rate in effect for the same term as the original certificate.
  • Minimum Deposit $1000
  • Early Withdrawal Penalty 6 months (182 days) loss of interest
  • Automatically Renewable