First National Bank of McConnelsville: Deposit Rates

Product Name	Minimum Opening Deposit	Minimum Balance to obtain Annual Percentage Yield (APY)	Interest Rate	Annual Percentage Yield
91 Certificate of Deposit	$2500	$2500	2.00%	2.02%
182 Day	$2500	$2500	2.25	2.27
7 Month n/a	$5000	$5000
12 Month	$500	$1000	2.50	2.53
18 Month	$500	$1000	2.80	2.84
23 Month	$1000	$1000	2.90	2.94
24 Month VARIABLE Rate	$5000	$5000	2.79	2.83
30 Month Bump up	$1000	$1000	3.00	3.04
36 Month Bump up	$1000	$1000	3.15	3.20
48 Month Bump up	$1000	$1000	3.75	3.82
60 Month Bump up	$1000	$1000	3.85	3.92
IRA 6 Month	$250	$1000	2.25	2.28
IRA 12 Month	$250	$1000	2.50	2.53
IRA Variable 18 Month	$250	$1000	2.80	2.84
IRA 24 Month	$250	$1000	2.90	2.94
IRA 36 Month Bump up	$250	$1000	3.15	3.20
IRA 48 Month Bump up	$250	$1000	3.75	3.82
IRA 60 Month Bump up	$250	$1000	3.85	3.92
SuperNow Checking up to $999.99 $1000 - $2499.99 $2500 - $14,999.99 $150000 - $24,999/99 $25000 - $999,999.99	$1000	$1000	0.05 0.50 0.60 0.70 0.90	0.05 0.50 0.60 0.70 0.90
HIFI Money Market Checking up to $24,9999 $25000 - $999,999.99	$2500	$2500	1.00 1.25	1.00 1.26
Statement Savings Up to $999.99 $1000 - 9,999.99 $10000 and up	$50	$25	0.50 0.90 1.06	0.50 0.90 1.06
Christmas Club	$1		0.90	0.90
Vacation Club	$5		0.90	0.90

The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of interest paid on an account, based on the interest rate and the frequency of compounding for a 365-day period. The APY assumes that the principal and all interest remain in the account for 365 days. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.

Interest rates and annual percentage yields are current as of 10/10/08. For current rate information please call the location nearest you, listed below: