Deposit Rates

Product NameMinimum Opening DepositMinimum Balance to obtain Annual Percentage Yield (APY)Daily Balances of:Interest RateAnnual Percentage Yield
91 Day Certificate of Deposit $2,500$2,500 $2,500.00-49,999.990.10%0.10%
$50,000.00-99,999.990.10%0.10%
$100,000.00-999,999,999.990.10%0.10%
182 Day Certificate of Deposit$2,500$2,500$2,500.00-49,999.990.10%0.10%
$50,000.00-99,999.990.10%0.10%
$100,000.00-999,999,999.990.10%0.10%
12 Month Certificate of Deposit$500$500$500.00-49,999.990.20%0.20%
$50,000.00-99,999.990.20%0.20%
$100,000.00-999,999,999.990.20%0.20%
18 Month Certificate of Deposit $500 $500$500.00-49,999.990.30%0.30%
$50,000.00-99,999.990.30%0.30%
$100,000.00-999,999,999.990.30%0.30%
23 Month CD$1,000$1,0000.20%0.20%
Bump Up 30 Month Certificate of Deposit$1,000$1,0000.20%0.20%
Bump Up 36 Month First Advantage CD$1,000$1,0000.40%0.40%
Bump Up 48 Month First Advantage CD$1,000$1,0000.45%0.45%
Bump Up 60 Month First Advantage$1,000$1,0000.55%0.55%
IRA 182 Days Fixed Rate$250$2500.10%0.10%
IRA 12 Month Fixed Rate$250$2500.20%0.20%
FIXED Rate 18 Month IRA$250$2500.30%0.30%
IRA 24 Month Fixed Rate$250$2500.30%0.30%
IRA 36 Month Fixed Rate$250$2500.40%0.40%
IRA 48 Month Fixed Rate$250$2500.45%0.45%
IRA 60 Month Fixed Rate$250$2500.55%0.55%
HIFI – Money Market$2,500$2,500up to $24,999.990.25%0.25%
$25,000.00-999,999,999.990.30%0.30%
Christmas Club Account$5$25.00-999.990.10%0.10%
$1,000.00-9,999.000.20%0.20%
$10,000.00 and up0.20%0.20%
SuperNow Checking Account$50$1,000up to $999.990.05%0.05%
$1,000.00-2,499.990.05%0.05%
$2,500.00-14,999.990.05%0.05%
$15,000.00-24,999.990.05%0.05%
$25,000.00 and up0.05%0.05%
First Choice Statement Savings$50$25$25.00-999.990.10%0.10%
$1,000.00-9,999.990.20%0.20%
$10,000.00-99,999.990..20%0.20%

The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of interest paid on an account, based on the interest rate and the frequency of compounding for a 365-day period. The APY assumes that the principal and all interest remain in the account for 365 days. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Daily balance is the amount of the principal in the account each day.

Interest rates and annual percentage yields are current as of 06/28/2022.
For current deposit and loan rates information please call the location nearest you, listed below:

McConnelsville –  740-962-3911
Athens – 740-594-1863
Glouster – 740-767-3770
Junction City – 740-987-3051
Nelsonville – 740-753-1941
Stockport – 740-559-2191